Terms & Conditions

1. Provider

These Terms & Conditions ("Terms") govern all contracts between Johann Heidelbach, operating under the brand Money Ease ("we", "us", "Provider"), and the customer ("you", "Customer") concerning the purchase of digital products such as online courses, masterclasses, downloadable materials, and related services (together, the "Products") offered at moneyease.de.

2. Scope

These Terms apply to all purchases made via our website, regardless of the Customer's country of residence. Contracts are concluded under German law (see Section 14). Mandatory consumer protection rules of the Customer's country of residence remain unaffected.

Our offer is directed at consumers within the meaning of § 13 BGB and at entrepreneurs within the meaning of § 14 BGB. Some sections (in particular the right of withdrawal) apply only to consumers.

3. Conclusion of Contract

The presentation of Products on our website does not constitute a binding offer; it is an invitation to you to make an offer.

By clicking the "Buy Now" (or equivalent) button at the end of the checkout process, you submit a binding offer to purchase the selected Product. We accept your offer by sending an order confirmation by email and/or by providing access to the Product. The contract is concluded upon our acceptance.

The text of the contract is stored by us and sent to you by email together with the order confirmation. Contract language is English (see Section 15).

4. Prices & Payment

All prices stated on the website are gross prices in Euro (EUR) and include the statutory German Value Added Tax (VAT) of currently 19%, where applicable.

Payment is processed via Stripe Payments Europe, Ltd. (1 Grand Canal Street Lower, Grand Canal Dock, Dublin, Ireland). Available payment methods (e.g., credit card, SEPA Direct Debit, Apple Pay, Google Pay) are displayed at checkout.

Payment is due immediately upon conclusion of the contract. We do not store your payment data; all payment information is handled by Stripe in accordance with applicable data protection and PCI-DSS standards.

5. Delivery / Provision of Digital Content

Our Products are digital content within the meaning of § 327 BGB. Delivery takes place by:

• granting access to the relevant course area on our learning platform (currently powered by Mastermind / GoHighLevel), and/or
• sending download links to the email address you provided.

Access is provided immediately after successful payment, unless explicitly stated otherwise on the offer page. You are responsible for entering a correct email address and for ensuring that delivery emails are not blocked by spam filters.

Lifetime Access — Definition. Where the offer page or marketing materials use the term "lifetime access" (or similar wording such as "for life" or "lifelong"), this refers to access for as long as Money Ease offers the respective course on its learning platform — not to the customer's personal lifetime. We guarantee a minimum access period of three (3) years from the date of purchase. Should we discontinue a course or platform before the end of this minimum period, we will provide at least thirty (30) days' advance notice and offer either continued access through reasonable alternative means (e.g., downloadable files) or a pro-rata refund for the remaining unused minimum period.

6. Right of Withdrawal (Consumers)

If you are a consumer (§ 13 BGB), you have the following statutory right of withdrawal:

7. Premature Expiry of the Right of Withdrawal

In accordance with § 356 (5) BGB, your right of withdrawal expires prematurely in the case of a contract for the supply of digital content not on a tangible medium if:

• you have given your express prior consent that we begin performance of the contract before the expiry of the withdrawal period, and
• you have confirmed your knowledge that, by giving such consent, you lose your right of withdrawal as soon as performance begins.

This consent and confirmation are obtained at checkout via a clearly marked checkbox. By ticking that checkbox and completing the purchase, you agree to immediate provision of the digital content and acknowledge that your right of withdrawal expires accordingly.

8. License / Permitted Use

Upon full payment, we grant you a simple, non-transferable, non-sublicensable, personal license to use the purchased Product for your own private (non-commercial) educational use.

The following are not permitted without our prior written consent:

• sharing, forwarding, copying, or making available to third parties any course content, videos, audio, PDFs, workbooks, or other materials,
• publishing, broadcasting, or making content publicly accessible (including in private groups, on file-sharing platforms, or via streaming),
• using content to train artificial intelligence or machine learning systems,
• commercial reuse, resale, or use of materials in your own coaching, consulting, or training services.

All Products and materials are protected by copyright. Violations may result in immediate termination of access without refund and may give rise to claims for damages.

9. User Account

To access course content, you may receive a personal user account on our learning platform. The login credentials are personal to you and may not be shared with or transferred to third parties.

You are responsible for keeping your credentials confidential. We are entitled to suspend or terminate accounts in case of misuse, in particular if credentials are shared, content is redistributed, or these Terms are otherwise materially breached.

10. Statutory Warranty for Defects

Statutory warranty rights apply (§§ 327 ff. BGB for digital products). If the digital content provided is defective, you are entitled to subsequent performance, and — under the further statutory conditions — to reduction of the price, termination of the contract, or damages.

Please report defects to [email protected] with a brief description so that we can investigate and resolve the issue.

11. Liability

We are liable without limitation for damages caused by intent or gross negligence, for injuries to life, body, or health, under the German Product Liability Act, and to the extent of any guarantee assumed by us.

For damages caused by slight negligence, we are only liable in case of breach of a material contractual obligation (i.e., an obligation the fulfilment of which is essential for the proper performance of the contract and on which the Customer regularly relies). In such cases, our liability is limited to the foreseeable damage typical for this type of contract.

Any further liability is excluded.

12. No Financial, Tax, or Legal Advice

13. Data Protection

The processing of personal data in connection with the purchase and use of our Products is described in our Privacy Policy.

14. Applicable Law, Dispute Resolution & Jurisdiction

Applicable law: These Terms and any contract concluded under them are governed by the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). For consumers, this choice of law applies only insofar as it does not deprive the consumer of protection afforded by mandatory provisions of the law of the country of his/her habitual residence.

Online Dispute Resolution: The European Commission provides a platform for online dispute resolution (ODR), available at https://ec.europa.eu/consumers/odr. We are not obliged and not willing to participate in dispute resolution proceedings before a consumer arbitration board.

Jurisdiction: If you are a consumer, the statutory place of jurisdiction applies (typically your place of residence). If you are a merchant, a legal entity under public law, or a special fund under public law, the exclusive place of jurisdiction for all disputes arising from this contract is Berlin, Germany.

15. Final Provisions

Contract language: The contract language is English. In case of any translation, the English version prevails.

Changes to these Terms: We may amend these Terms with effect for the future, provided this is necessary for valid reasons (e.g., changes in the law, in case-law, or in our service offering) and the changes do not unreasonably disadvantage you. We will inform you of any such changes by email at least 30 days in advance and you have the right to object.

Severability: Should any provision of these Terms be or become invalid, the validity of the remaining provisions shall remain unaffected.

Annex — Model Withdrawal Form

If you wish to withdraw from the contract, you may complete and return the form below. (Use of this form is optional.)